Compare Business Loan Options

Find the perfect financing solution by comparing our loan products side-by-side

Find Your Ideal Financing Solution

Every business has unique financial needs. Use our comparison tool below to explore the features, requirements, and benefits of each financing option. Select up to three products to compare side-by-side.

Select loan products to compare (max 3):

Features

Term Loan

One-time lump sum with fixed payments

Merchant Cash Advance

Merchant Cash Advance

Flexible repayment based on daily sales

DescriptionA traditional business loan with a set amount, predictable payments over a fixed repayment schedule.Get upfront funding based on your future sales, with repayments that flex with your daily revenue.
Amount Range$5,000 - $250,000$5,000 - $500,000
Term Length3 - 24 months4 - 18 months
Interest/Factor Rate
6% - 24% APRFactor rates of 1.1 - 1.5
Funding Speed1-3 business days24-48 hours
Best For
  • Major one-time purchases
  • Businesses with high card sales
Key Features
  • Predictable Payments
  • Revenue-Based Repayment
Requirements
  • At least 1 year in business +2 more
  • At least 6 months in business +3 more
Learn MoreLearn More

Not sure which loan is right for you?

Every business has unique funding needs. Our financing experts can help you find the perfect solution for your specific situation.

Choosing the Right Business Loan

Key Factors to Consider

  • Funding Purpose: What do you need the capital for? Specific needs may align better with certain loan types.
  • Funding Amount: How much capital do you need? Different loan types have different minimum and maximum amounts.
  • Time Urgency: How quickly do you need the funds? Some options offer faster funding than others.
  • Repayment Flexibility: Does your business have seasonal fluctuations or inconsistent revenue?
  • Business Qualifications: Consider your business's time in operation, revenue, and credit profile.

Still not sure which option is best for your business? Our financing experts can help you find the perfect solution tailored to your specific business needs and goals.